In a number of countries, such an option is not offered at all.
Many EU countries do not provide the opportunity to buy a pension if you have worked in them. Applicant pensioners in Croatia, Cyprus, Denmark, Estonia, Finland, Latvia, Lithuania, Poland, Portugal, Spain, Sweden and the Netherlands are not entitled to purchase a length of service for a pension.
In other countries, the periods for which you can buy an length of service are shorter than in our country, according to data from the National Social Security Institute.
Austria
As a rule, periods spent in lower and higher education and those in training are taken into account if a contribution has been paid for those periods.
Belgium
An internship for a pension can be purchased during the period of higher education for which a diploma has been obtained.
Doctoral dissertation periods only if the doctorate has been obtained (maximum 2 years);
Professional internships (under certain conditions);
From the age of 18 for a person who has an apprenticeship contract
The period during which secondary education is followed
Czech Republic
Every citizen aged 18 or over can purchase an insurance period up to 1 year ago, as long as the total number of periods does not exceed 15 years.
Persons employed abroad after 31.12.1995 may purchase periods up to 2 years ago, without limitation on the total number of years.
Purchases of periods without a limit on the total number of years are possible at any time in certain cases, such as:
* jobseekers registered with the Labor Office for periods in which they have not received unemployment benefits;
* full-time students at secondary or university level;
* Members of the European Parliament elected in the Czech Republic for their term of office;
* spouses of those who work abroad in the diplomatic service
It is not possible to purchase reimbursement periods for the sole purpose of obtaining the right to an old-age pension.
France
“Persons insured under a general scheme who have not paid sufficient contributions may, under certain conditions, make payments for the pension by purchasing seniority.
* for the years of higher education, the training must be validated with a diploma.
* for incomplete years during which the insured person has validated less than 4 quarters.
There are two options for purchase:
* at a flat rate. The purchase increases the percentage of pension calculation;
* at the rate and for the term of the insurance. In no case can the insured person purchase more than 12 quarters.
Conditions:
* be between the ages of 20 and 66 inclusive,
* do not receive an old-age pension.
Germany
Additional payment for training periods: Insured persons can apply for voluntary contributions for periods of study after the age of 16, which are not recognized as periods without income, provided that these periods are no longer supported by contributions and an application for additional payments is made before the age of 45. years.
Supplementary payments after reaching the statutory retirement age: parents born before 1 January 1955 with recognized parenting periods
Payment of contributions in case of early retirement due to age: Reductions in pensions can be compensated in full or in part due to the previous claim for a pension for length of service in full or in part through the payment of contributions until reaching the statutory retirement age. An early claim for an old-age pension is deductible. The maximum amount that can be compensated for these deductions is the equivalent of the pension reduction. The insured person must declare that he intends to apply for an early old-age pension.
Some groups of people have the opportunity to make additional payments under certain conditions:
* German citizens who retire from an international organization without funds
* Insured persons for whom the claim for compensation for periods related to criminal prosecution is legally binding.
* Clergy and members of religious orders who are recognized as displaced persons, provided that they have not resumed such work or activity in Germany,
* Insured persons who have not completed the qualification period before reaching the statutory retirement age and are not entitled to voluntary insurance before August 10, 2010.
* Soldiers and officers who have been released on leave as a result of legislation accompanying the reform of the German armed forces
The periods without contributions that can be taken into account are periods for the number of children (300 days that can be purchased for the first child, 600 days for each subsequent child up to 1500 days for a maximum of 3 children), a period of parental leave for parenting, period of military service, period of educational leave, period of study, period of career break, period of strike and period of apprenticeship The above periods can be purchased for the purposes of the right to a pension, as well as for its calculation .
The conditions that must be met in order to purchase the above periods are: the right to an old-age pension under conditions valid from 01.01.2011 onwards and the completion of at least 3600 working days or 12 years of insurance.
A minimum of 48 months and a maximum of 84 months of insurance can be purchased.
Italy
Opportunity to purchase insurance periods in connection with the legal duration of university education; periods of work abroad in countries that have not signed a social security contract with Italy; periods of non-compulsory maternity leave not covered by the employment contract; paramilitary work carried out before 1 April 1996
Romania
Purchase of insurance periods is possible for those who conclude an insurance contract before August 2021. The maximum redemption period is 6 months before the signing of the contract.
Only insurance periods preceding the standard retirement age can be purchased retroactively.
Past purchases can be made for retrospective periods when the person has not accumulated any pension rights as a result of a career break and with a view to building a future right to an old-age pension. The paid contributions are collected and taken into account when determining the amount of the old-age pension.
There are three periods for which you can buy a length of service for a pension: for the period of study for completed higher or semi-higher education, for the period in which they are pursuing a doctorate or up to 5 years, insufficient length of service in the general order.
